Legal expenses insurance protects the insured against unexpected legal fees. While some policies provide limited coverage, other policies allow for unlimited reimbursement.
Legal expenses insurers are required (by law) to include dispute settlement rules in their policy conditions. Insured may invoke that clause if they do not agree with the insurer about how a case should be handled. Independent experts may be called in to give their view of the dispute. Our lawyers regularly act as such experts.
Insurers do not always get to choose the lawyer for their insured. The European Court of Human Rights has decided that when proceedings have started there is always a free choice of lawyer.